Business Insurance
Business Insurance is a type of insurance that provides coverage for businesses against risks such as lawsuits, property damage, theft, and employee injuries.
Business Insurance, also referred to as Commercial Insurance, can help to financially protect your business from risks such as: client lawsuits, employee injuries, accidental injury and damage, property theft, as well as other unforeseen events.
By choosing Business Insurance, you can help to protect your business of any size, whether it be based in Buckinghamshire, Newport, or anywhere across the country.
Commercial Combined Insurance
Having Commercial Combined Insurance allows businesses to streamline their insurance requirements by merging different types of coverage into one comprehensive policy. Therefore this can help to make the insurance process for businesses more convenient than dealing with multiple policies. Businesses can customise a Commercial Combined Insurance policy to align with their specific needs and risk profile. This means they have the flexibility to select the coverages and limits that best suit their requirements.
Common covers can include: Employers' Liability Insurance, Public Liability Insurance, Product Liability Insurance, Personal Accident Insurance and Property Damage Insurance. Here at Taylor Francis Insurance Brokers, we offer Commercial Combined policies for businesses ranging from:
- All manufacturing trades
- Wholesale and Importing trades
- Woodworkers
- Charities
- Engineering
- Multi premises risks
- Farming
- Private Schools
Small Business Insurance
Small Business Insurance can provide cover to protect your business and finances against unforeseen expenses, such as legal disputes, fire incidents, theft or vandalism. By having insurance for your small business, you can have peace of mind that your start-up business or small company can be protected and financially supported in the event of any unexpected circumstances or challenges.
Here at Taylor Francis Insurance Brokers, we offer policies for small businesses ranging from: Shops and Offices, restaurants and Takeaways, Hotels and B&Bs, Working from Home and Pubs and Clubs.
Liability Insurance
Whether your business is based in Aylesbury, Buckinghamshire or Newport, South Wales or anywhere up and down the country, we can help to find you the right policy that fits your needs and requirements.
Specialist Areas Include:
- Hairdressers / Salon Insurance
- Tradesman Insurance
- Engineers Insurance
- Retail Insurance
- Tutors
- Professionals based at home
- Health Professionals Insurance
Construction Insurance
Accidents can occur despite how cautious you are, and if they do, it could result in significant financial implications. Selecting the appropriate cover is essential for creating a well-maintained work environment that meets both regulatory requirements and contractual obligations. Construction Insurance can offer protection for a wide range of professionals in the construction industry, whether it's established building firms with multiple employees, or independent skilled tradespeople. This specialised insurance cover is designed to protect against the various risks encountered in the daily operations of construction work. We can help you with your Liability Insurance, contracts work cover, cover for items on site, cover for plant and machinery, JCT 21.2.1 cover, latent defects and many other covers that you may need.
Specialist Areas Include:
- General builders
- Heating / Ventilation / Plumbing
- Piling and underpinning contractors
- Civil engineers
- Scaffolding erectors
- Electrical contractors
- Steel erectors
- Demolition
Property Owners Insurance
As a property owner, it is your legal obligation to ensure the safety of tenants, visitors, and the general public by maintaining commercial and/or residential properties in a manner that minimises the risk of injury or property damage. Property Owners Insurance, also known as Landlord Insurance, is a policy designed to protect property owners from potential financial losses and liabilities associated with their properties. This policy can provide cover for various risks including but not limited to: Property Damage, Liability Claims and Loss of Rental Income.
Specialist Areas Include:
- All commercial properties
- All residential properties
- DDS / Student / Unoccupied
- High risk business tenants
- Non standard construction
- High risk area
Motor Fleet Insurance
Managing insurance for multiple vehicles can be a challenging task if you own or use several vehicles for work-related purposes, such as services, deliveries, or transporting staff and materials. Opting for a motor fleet insurance policy can be a significant time and money saver, simplifying the entire insurance process. By combining your group of vehicles under one policy, you'll have a single renewal date to remember, eliminating any confusion and streamlining the management of your insurance cover. Motor Fleet Insurance is useful for the easy additions or removals of vehicles from the policy throughout the year, ensuring that your cover is always up to date.
Specialist Areas Include:
- Construction Trade
- Taxi fleet
- Haulage fleet
- Courier fleet
- All standard car and van fleet
Commercial Vehicle Insurance
If you use your car or motor vehicles for any business-related activity in and around Newport or Buckinghamshire, or if you are a company that owns multiple vehicles across the UK, it is necessary to obtain specialised cover for your commercial vehicles. Many companies choose not to have a fleet policy or simply don't have enough vehicles to be able to have a fleet policy, so therefore having Commercial Vehicle Insurance, you can have tailored policies for the needs of your business.
We have many insurance markets available to us for individual vehicles from a simple 2-ton van being used by a plumber right up to 44-ton trucks being used for haulage.
We also have a facility to guarantee a courtesy van in the event of any claim be it fault, non-fault or fire/theft, to keep you and your business moving.
Professional Indemnity Insurance (PI)
Professional Indemnity Insurance (PI) can offer protection for your business against claims that allege errors, negligence, or inadequate advice on your part. By obtaining PI Insurance, you can mitigate the potential financial and reputational risks that may arise from such claims. Professional Indemnity Insurance could cover professional negligence, defamation, breach of confidence, breach of copyright.
Specialist Areas Include:
- Architects
- Surveyors
- Dentists
- Accountants
- Estate agents
- IT consultants
- Engineers
- Recruitment consultants
Directors and Officers (D&O) Insurance
Directors and Officers (D&O) Insurance is a type of Liability Insurance specifically designed to protect directors and officers of a company from legal claims and financial losses. It provides coverage for individuals in high-level positions who have decision-making authority, such as directors, executives, and board members. D&O Insurance safeguards against allegations of negligence, mismanagement, breach of duty, or violation of laws and regulations. By mitigating the potential personal liability these individuals may face, having insurance for Directors and Officers allows businesses to operate with confidence, knowing that their leadership is protected.
Motor Trade Insurance
Specialist Areas Include:
- Body Shops
- Mechanical / Servicing / MOT
- New and Used sales
- Modifiers and specialists
- Tyre fitters
- Restoration / Classics